Lexington, KY

Insurance Solutions in Lexington, Kentucky

Diversified Insurance Partners Inc., We will help you with all of your insurance needs in the heart of Lexington, Kentucky. Whether you need personal coverage for your home, vehicle, rental property, or you're a business owner looking for commercial insurance or surety bonds, we offer a range of tailored insurance solutions designed to meet your unique needs. Our goal is to provide you with peace of mind, knowing that your assets are protected and that you have the right coverage when you need it most.


Let’s explore the insurance options we offer to help protect what matters most to you and your business.

Homeowners Insurance: Protecting Your Home & Family

Your home is one of your most valuable assets, and it’s essential to have the right protection to shield it from unexpected events. At Diversified Insurance Partners Inc., we offer comprehensive homeowners insurance policies that provide coverage for the structure of your home, your personal belongings, and liability protection.


Our Homeowners Insurance Covers:

  • Dwelling Coverage: Protects the physical structure of your home from damage caused by covered events, such as fire, hail, theft, vandalism, or windstorms.
  • Personal Property Coverage: Offers protection for your personal belongings, including furniture, electronics, clothing, and more, in case of theft or damage.
  • Liability Coverage: Provides financial protection if someone is injured on your property or if you cause damage to someone else’s property.
  • Additional Living Expenses (ALE): Covers temporary living expenses if your home becomes uninhabitable due to a covered loss, such as a fire or severe storm.


Whether you own a single-family home, a condominium, or a town house in Lexington, we’ll help you create a customized homeowners policy that fits your needs and protects what matters most.

Auto Insurance: Protecting Your Vehicle on the Roads of Lexington

Lexington is known for its beautiful countryside and rolling hills, but driving conditions can vary throughout the year. Protecting your vehicle with the right auto insurance is essential, whether you’re commuting to work, running errands, or taking a weekend road trip.

At Diversified Insurance Partners Inc., we offer flexible auto insurance policies designed to protect you and your vehicle on the road. Our auto insurance options include:

  • Liability Coverage: Pays for damages or injuries you cause to others in an accident. This is often required by law in Kentucky.
  • Collision Coverage: Pays for repairs or replacement of your vehicle if it’s damaged in a collision, regardless of who is at fault.
  • Comprehensive Coverage: Covers damages to your vehicle from incidents other than accidents, such as theft, vandalism, natural disasters, or hitting an animal.
  • Uninsured/Underinsured Motorist Coverage: Protects you if you’re in an accident with a driver who doesn’t have enough insurance or none at all.
  • Medical Payments Coverage: Helps cover medical expenses for you and your passengers after an accident.


Whether you're driving in the heart of Lexington or exploring the scenic countryside, our auto insurance policies will give you the confidence and protection you need on the road.

Renters Insurance: Affordable Protection for Your Personal Belongings

If you’re renting a home or apartment in Lexington, it’s essential to protect your personal property from unexpected events. While your landlord’s insurance policy covers the building structure, it does not cover your belongings or liability. Renters insurance is an affordable and essential way to ensure that you’re financially protected in case of theft, fire, or other covered losses.

Our renters' insurance offers:

  • Personal Property Coverage: Protects your personal belongings, such as clothing, electronics, and furniture, in case of fire, theft, or vandalism.
  • Liability Protection: Offers coverage if someone is injured while on your rented property or if you accidentally damage someone else’s property.
  • Loss of Use Coverage: If your rental unit becomes uninhabitable due to a covered loss, this coverage helps pay for temporary living expenses, such as hotel stays or rent at another location.


Renters insurance is an affordable way to protect your belongings and give you peace of mind while living in your rental property.

Commercial Insurance: Safeguarding Your Lexington Business

As a business owner in Lexington, you know how important it is to have the right protection in place to mitigate risks and avoid financial loss. At Diversified Insurance Partners Inc., we offer a comprehensive range of commercial insurance solutions to safeguard your business operations, assets, employees, and more.

Our commercial insurance options include:

  • General Liability Insurance: Protects your business from claims of bodily injury, property damage, or negligence. This coverage is essential for businesses of all types.
  • Property Insurance: Covers your business property, including buildings, equipment, inventory, and other assets, from damage caused by events such as fire, theft, or storms.
  • Workers’ Compensation Insurance: Provides coverage for employees who are injured on the job, ensuring they receive medical treatment and compensation for lost wages.
  • Commercial Auto Insurance: Protects vehicles that are used for business purposes, including coverage for accidents, theft, and liability.
  • Business Interruption Insurance: Covers lost income and ongoing expenses if your business is forced to close temporarily due to a covered event, such as a fire or severe storm.


We’ll work with you to create a custom insurance package tailored to the specific needs of your business, ensuring that you have the protection and support you need to operate with confidence.

Surety Bonds: Ensuring Your Obligations Are Met

In many industries, such as construction, contracting, and government work, surety bonds are required to guarantee that businesses and contractors will fulfill their obligations under a contract. A surety bond protects the client by providing financial security if the contractor fails to meet their contractual obligations.

At Diversified Insurance Partners Inc., we offer various types of surety bonds, including:

  • Contractor Bonds: Ensure that contractors will complete a project according to the contract terms and conditions, protecting clients from financial loss if they don’t.
  • License and Permit Bonds: Required by government agencies to ensure that businesses operate in compliance with local regulations and laws.
  • Court Bonds: Guarantee that individuals or businesses will fulfill legal obligations or court orders.
  • Fidelity Bonds: Protect businesses from financial loss due to employee dishonesty or fraud.


We provide surety bonds with competitive rates and flexible terms to help businesses and contractors in Lexington meet their bonding requirements and gain the trust of clients.

Contact Diversified Insurance Partners Inc. Today!

At Diversified Insurance Partners Inc., we’re dedicated to offering personalized and reliable insurance solutions for individuals and businesses in Lexington, Kentucky. Whether you’re seeking homeowners insurance, auto coverage, renters protection, commercial insurance, or surety bonds, we’ve got you covered.

Get in touch with us today to request a quote, ask questions, or learn more about how we can help you safeguard what matters most.

Call 502-322-5884!

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